Monday, December 31, 2012

Somehow it gets clearer how money is not the value (in our system)

In an imaginary place where money did not exist, humans exchange their goods to fulfill each others need. One might be a farmer, another might be a fisherman, and another knows how to weave cotton into clothes. Here we can see cclearly that value stays in the product, demanded by need. Let's now multiply the number of people to 300 with 100 different skills capable of producing 100 different products (goods and services) of different qualities, each with different speed of completion, and different value equivalance. A pair of clothes equals to 20 fishes, or 15 fish with two lobsters, or 50 tomatoes and 20 cabbage, or during hurricane season when fishing is hard, we can get it with 10 scoops of clam. So far money is not needed. But when the quality of the product varies from a person to another, somewhat the rule will be hard to be applied. The people feel they need somehtingelse that could value the products more precisely so that they can exchange it with other products that match the value.

And therefore, money is introduced. The poeple create coins that functions as an exchangeable items with different values stored in it. A big coin, and a half smaller coin, and another quarter coin. the story then continues to ; as the people getting prosperous, and knowledgable to create more innovative products, more and more coins needs to be made. but then people were starting to have trouble keeping their money or carrying them to buy something expensive. which then force the authority to introduce a legal paper that represents certain amount of coins. In order to get these paper, they need exchange it with their coins in a bank operated by the government, People then started buying their needs with the paper, and exchange it with coins to buy less expensive things anytime they like.

Reading the earlier paragraph, although it was not mentioned of what the coins were made of, How many of you actually imagined that the coins are made of gold  or silver? and how many of you imagined that the paper money is a wallet-sized paper with big numbers printed on both sides?... I'm sure many of you did. somehow that also came up in my mind, because that's how we were told about the history of money during school. Right? Although some of us might not have the experience being in the age when coins contains real gold, we might have gotten the idea from movies describing the middle ages where gold coins are still in use. or somewhere else. but somehow we know that it was still in use some times ago.

I want you to go back to the first paragraph but then continue to paragraphs below :

And therefore money is introduced. The ruler of the village came up with an idea to solve the problem. He came up with a type of paper that could represent value of certain products. The papers consist of numbers. 1, 5, 10, 20, 50, 100, and 1000. Those are legal papers that are used to value the goods or service produced by the people. It is issued by a trustworthy government agents acting as appraiser under oath whose job is to determine the value of items being sold in the market

For example, a watermelon is valued as 15,  thus 10 watermelons are entitled for 10 papers of each 10 and 5. This means that if he could get people presents demanding for all his watermelons, the apraiser will give the seller all the entitled papers for what he had sold. He then will be given a chance to exchange the papers for what he had demanded, such as 2 kilos of oranges valued at 15 and 2 Kg of meat valued at 100, and 10 pieces of carrots valued at 20. He spent 135 points of the 150 points he earned before. he now has only papers worth 15 points left and decided to be kept by the govt agent under a certain account. the watermwlon vendors was also given a chance to give the authority of the mandate through donation or lending. Such act will be revered as kindness, and receive an honour of acknowledgement.

In a larger extent, as age grows, many people wanting more and more improvements in the product quality,  new products started to be invented. To match this, the government then produces more paper and distribute it to all the producer and vendors in the market. all addition of value is done by the apraisals of the gov't agent, based on verified addition on production process such as labors, or raw items. As more papers are circulating in the market, more rise in the amount of needs occured. The people also saved more points in the govt banks for future exchange.

This describes pretty much what our money now should be about : a due-exchange paper. Reason being, paper money is merely an instrument to value products, which derived likely from a barter system, which facilitates a non-direct obligatory exchange of products there and then. The paper itself worth none. The truth of wtis would somehow easily felt by those living in a rather small, and closely related community or village because the people's need is simple, and the needs are usually easy to fulfill. They do not value more on the amount of paper hold., because there is no point for them to hold more money, because not much of expensive things available or being produced, and that also would not give them any value as it also did not match to any of their needs.

Ideally speaking, in a paper money society wealth is in the product, as it is the one that contains true value to human. Somehow the people should fairly understand that wealth does not lay in the amount of points hold, but the amount of products produced and demanded, because that is basically why paper money is issued in the first place.

With these understandings I guess we willl easily know that when we abuse our authority to value the invaluables, somehow imbalances will start to occur gradually. Ilegal addition of value to paper money can be defined as addition of demand towards products that did not exist, and somehow, in turn, people will value things that are not initially valued for money, sometimes things that are virtually not exchangeable. Later on, creation of false needs will be rampant, and people will be outrageously demanding for it too. Somehow poeple will also demanding for other things that has never been available for exchange. In a stage where addition is permanent, the demands will turn to addictions. This is when people will start loosing their sanity and judgement.

God Knows Best. Wallahu a'lam.

Saturday, December 29, 2012

Further on what (I think) should be done in such currency system

As discussed earlier in my twitter, in our current fiat monetary system which based itself on products, --if this is what we are in now-- somehow we and any other country applying this system, should :
  • Restrict any illegal addition to the overall value of the money without adding any true value whatsoever into the economy, that is usually done through charging interests on lending or deposit; Valuing the invaluables such as buying time, wisdom, policy or politics that is other than the products involved in the exchange. Such practices will only reduce the value, or not devalue, all commodities that pose the true exchange value as products. (beware of the balancing nature of any imbalances)
  • Fix its currency value towards other currencies (preferably to those which has already been fixed to another) as it only acts as a measurer that helps traders to denote the value of the products to be exchanged. as it contains no value in it. and the cost of procurement should only be incured to govt tax account.
  • Restrict exchanging currencies with additional returns / charge whatsoever, and limit the exchange market to within government banks only. any cost incured during exchange should only be incured to govt tax account.
  • Restrict overvaluing services that contributes very little to any line of production or consumption, as it will only create vague values, or in other words, reduce the definition of value. Somehow art or entertainment should be fall into this category.
  • Protect the minds of the people. Why? Because it is the denominator that builds the perception of value. Good minds make good judgement.
  • Charge taxes only on what the government could provide to creates additional value, such as in facilitating the trade.

Well, if everything sounds like it's only about products, producing and consuming and nothingelse, eventually I think that's what ideally our money should only concern. right?

God Knows Best, Walahu a'lam.

continue reading on How money is not what holds the value

Thursday, December 27, 2012

Having said that...

With these understandings, I think somewhat paper money has many possibilities of being over valued or devalued. reason being ; as it is valued on all products produce in a country or certain region, there is possibility of each product valued differently else where, even some probably devoid of value at all, which then should turn the valuation of certain currency of the paper money into a relative state, which should turn countries with 'outrageous' valuation of invaluable goods to having the worst currency value.

Secondly, in such system ideally the government should have somewhat authority on the goods being produced within the country, and strict policy on exchangable goods and their exchangeability, and also forbiding on usury (in broader terms, not just in a form of debt interest).

Thirdly, somewhat, this paper system is ideally applicable only in a strict authoritarian system where it is equiped with high authority in monitoring production and exchange activities.

And lastly, in such system, as money printed is accounted by the products produced, as some goods become less valuable along the time, so does the amount of money it represents, therefore to balance this, the system will create exchangeable goods with ever-increasing value (i.e : the space; land/house/office) which might need to be reconsidered as having the attribute of exchangability,  I mean the cost of land prepping, utillity integration, and expenses to build the building is the value, but isnt the patch of land should just be administer-able, hence non-monetize-able? Havent we then overvalued things a bit, or in turn, shouldnt this be accounted for possibility of the least valueble being valued alot ? hence, the consumption of inferior goods (i.e. the balancing of imbalance system)

In the end, Somewhat I tend to think that usury will only create fraudulant trade because there's no whatsoever true value added in the increment of price due to interest obligation, whether it is in a timely tradeoff exchange, or through interest-laden-finance scheme during the production and consumption. The amount of paper money itself is only the reflection of products produce, thus monetizing the availability of a paper currency (adding extra value to the availability of paper money) is in itself fraudulant, as it contains no whatsoever value, and providing it should be the authority of the government.

Thus when someone is holding up their money, they're only saving their wealth (power of exchange). Pursuing them to make their wealth available to others (lending) by adding extra 'wealth' as an exchange is in itself self-abusive, as in turn, they're only making their wealth less valuable. In other words, if a person do not want to bare of losing, he/she should not dare of adding. Alternatively, we should not be reluctant to risk our wealth as it is the proof that we belief that God has pre-determined Rizq for every one of us, and that we will never be left astray in anyway as long as we try to find it. God Knows Best.

Continue reading on some restrictive measures which I think should be made important

PS: Somewhat i'm highly interested to find and learn about the value of gold as an exchange and its effects being the sole legal mode of exchangeability. I've read few articles somewhere, and I hope to get more of the basic fulfillment of gold in the economy. Rabbii zidni 'ilma warzuqni fahma.

Along with that, The Understanding of Money (from what I have understood so far)

What is a printed square paper truly worth?

Some countries used to back the value of the paper with the real exchangeable goods, which is the gold. I used to learn this in school and believe that it is always so (until recently) . My initial understanding of the paper money was that the amount printed is the authorized portion of the total value of gold reserved in the bank. Thus, when i buy something, let say a laptop worth Rp 5 million, using 50 pieces of Rp100,000 notes, i'm giving the shop the authority of that gold to the store owner as an exchange of the laptop received.

Lately, i often pondered about the real gold that is in the reserve. Ideally when there's a hike in the economic activity, there should be an addition to the gold reserve in the central bank. But then how come the value of the paper money is still highly reluctant to the so called inflation rate, which is fluctuative depending on the domestic production of goods in the country or GDP. which means, that if i were to trade back the gold coin that i had previously exchanged with some printed money (which i considered as a certificate of gold ownership) , i will need different sum of paper money instead.

Somewhat I'm begining to see that our economy is no longer based on the gold reserve, rather by the amount of exchangeable goods in the country, including gold, which somewhat later turn the society into a what i would probably call : Government administered barter system. YES! somewhat I feel that we're back at the age where 'money' had not existed. (the apostrophe refers to the real exchangeable value-laden money, the gold and silver system). Because the current day money is the representation of product in the system be it good or services. When the demand of product increases, the money should be printed more. But when the money gets stuck in the system (no goods are exchanged due to shoratges, indicated by the hike of price), the money would not have more value if it is printed more, thus the inflation.

But then, ARE WE in this ideal system yet? looking at the amount of 'products' that some of us might produce, or the over valuation of certain goods/services, or the gullibility of our consumer society towards ads/promotions, are we really ready to adopt this system?

Ideally this system will not encourage people to save certain goods, as anything that is owned is virtually exchangable, the value of goods will depend on the needs, and the needs will depend on the minds. thus the stability of economy should possibly depend on the perception of the availability of the goods, and the gullibility of the mind. Thus in this system the ideal way of getting wealth ( power of exchangeability) is by producing goods that matches the needs of the people.

However, there's what we call as 'interest' and interest rates that are charged to certain amount of money borrowed from the central bank, which consecutively charged over its business derivatives through bank or financing institution. How would these affect the balance of product and the amount of printed representation of the product (i.e. paper money)? somewhat i'm poised to think that the emergence of valueless product or the irrational valuation of goods in society, came from such practice of interest/usury/riba in the system. somewhat, in order for us to fulfill the balance, in other words, to match the amount of money 'virtually' produced due to interest, we need to produce the unnecessary goods/service and influence the mind of the consumer to make it somewhat necessary, or to match the value of the goods the business eventually provide. it's probably what is called the act of opening new markets (in marketing we study how people acts and learn how to create needs and make people wanting something new they've never wanted before).

Ideally also, within this system, there shouldnt be any illegal exchange of money, which could derive from non-productive/goods-related services, an abuse of power to exchange for non-fulfillable needs (Ideally needs should be restricted to be of basic sustenance of human only, and the rest should be called wisdom or policy that is not exchangeable whatsoever), or simply an incremental value of the lended money. so if this happened, something might have happened in the mind that encourage someone to do so. I reckon 'the irrational urge' (we know who).

Consequently, with the presence of these unlawful exchange, imbalances will occur. and somewhat I tend to think that riots / earthquakes / disaster, anything that destroys is just another way of balancing the imbalances, basically matching the true value by turning some parts of the overall goods devoid of value, due to false valuation of the invaluables.

All and all, just follow what God has ordained to us, including to avoid usury.

God Knows Best, Wallahu a'lam.

Continue reading on How I think this monetary system should only be conducted (ideally)
or  A brief simulation on how paper money had been introduced, and my imagination on how it should have come about


Monday, December 24, 2012

Next : The Alternatives

All I can think of now is to have an alternative of mechanism to distribute and administer corporative projects to manage the fund. something that is based on the five principles of Indonesia. something like 'Penyaluran Insentif Kerjasama berdasarkan Pancasila' or 'Corporative Partnership Incentives Based on the Five Principles' that is implemented all the way to the end credit reciver, be it macro or micro producer. And it's not a free money, but a shared responsibility to develop the nation through business partnerships.

Friday, December 21, 2012

Meanwhile

"And the Sun runs on to its place of settlement..." | IslamToday - English

Came about to this article after an array of coincidences, and somehow thought that it would have somewhat 'Significance' to the day of this being published.
but God Knows best.

Thursday, December 20, 2012

Next : The critique


As the major development fund is always distributed through credit with certain amount of interest, doesn't that just categorize the whole business derivatives as usury(ous)?


How is 5% of interest being treated differently than how 5% of alcohol is being treated?


Wouldn't it be better if then a debitor willingly return the favor of a creditor whose money was lended to run the business? and then the creditor rejected it just to keep the situation clean of any possible usury.


There are blessings in every honestly earned fortune, but how much is destroyed when an usury is involved?


When the rich is richer through every penny deposited, who deserve the crisis when the debt is unaccredited?


Thursday, December 13, 2012

First Step, The Dream.

If only... there's only one bank, that is owned by the people, administered by the elected government, operating by tax collected from the people, accessible directly to the commons, with an ease of electronic account card facilities for personal as well as corporate payments, funding the common-needs businesses through cooperatives, and within gold silver monetary system with non incremental value for minting facilities.

Sunday, December 9, 2012

Lightly, a step at a time.

Somehow, this may not be it. but if it is, blame it on the lifestyle endorsed, consumed, and reproduced by the people that embodies the society, which was made possible with the presence of endless wealth producer, the prominent and pervasive, usury. Although this was once a forbidden practice for all, somehow along the time it had managed to transform itself into an accepted common courtesy, seeping into as many individuals, corporations, enterprises, and governments, in many countries. Later it materialises into some massive,  revered, and adorned structures, and to so many parts and bits of the daily needs of the people. Instead of being proud and all, we should all be cautious that this would eventually branch out to some chaotic endings, as it already did in previous age of civilisations. Somewhat usury perpetrate greeds, which then influence the pratice of daily lives of the people (the culture), and institutionalise into the laws, encompassing the whole nation. when this happens, it gradually would develop the people into the state of uncontrolled selves. and somewhat from here the chaos begins.

We could all be free from this, as some of our past generation had managed to free themselves from it. As for me, things should be gradually altered from as little usury as possible, to no usury at all.



Friday, December 7, 2012

any mother's advice

son, soon after you set your goal, reach it.
if it's about this world, do enough to reach just enough.

Sunday, December 2, 2012

the signs

Some live as signs.
For those who knew, just let the time through. Even afterall, we're not here and knew as we want to.
The instinct to tell, to fix, to forbid are merely signs that we live well to our heart, that feels. But, beware of the line, as it is the true ordeal, drawn, that we would somehow find.

Monday, October 15, 2012

Hints

Somehow I'm beginning to see the prayers -- the taught ones, not the 'hopes-filled-with-desire' ones -- that we knew since we were kids, may contain immense hints to comprehend the true aspects on the things we do prior, after, or during the situation the prayers is needed to be performed.

Somehow they would also anticipate the situation in the future concerning the time of which the prayers will truly take effect, which we then would know through later experience.

Yet, somehow, for now, all we need to do is only to do it, with heed. Then, to be grateful when it eventually materialises. and not trying to guess, or second-guess, or feel upset.

- a message to self-

Monday, September 3, 2012

Once in a Blue Moon

"31 August 2012 was the night when the earth witnessed the blue moon, the second full moon in a month" Therefore within a month of the blue moon, there would be two occurences of full moon, more likely once in the beginning and another one at the end of the month.

Though the statement looks somewhat correct, the truth might be invalid. If we notice, the word moon and month are somewhat different, hence the rareness of the event. But, if we carefully look through deeply into this statement, we could infere that the counting of days in A MONTH (moon) was not actually defined by the moon's appearences, but rather by the counting of days to fit a year. That a year should be about 365-6 days , which then divided by twelve then distributed to each cluster, called month. Thus, a month consists of 28-31 days. But why 12? when it could be easily devided by any other number? We know that there was once in roman era, a year consisted only of  8 months. and then much later, the months were added.

Had we used Lunar Calendar, blue moon would highly be improbable, as a month is the completion of moon phases ; wanning and waxing. and crescent is the start and the end. and through counting, there's either only 29 or 30 days in a month. So, there would be only one occurence of full moon in a month.

Therefore, in solar calendar, a month does not immidiately define its meaning.
then the questions...

1. What was initially defined as 'a month' during the conception of solar calendar? What happened then?

2. As it also consist of 12 months, what is actually a year in lunar calendar?

3. What would matter to earth if a year is not about its revolution towards the sun? What actually repeats?

Wednesday, August 8, 2012

Asmaul Husna & Text

Hijjaz - Asmaul Husna

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نَسْـئَلُكَ يَامَنْ هُوَاللهُ الَّذِيْ لاَاِلَهَ اِلاَ هُوَ الرَّحْمنُ الرَّحِيْمُ اَلْمَلِكٌ اْلقُدُّسُ السَّلاَمُ الْـمُؤْمِنُ الْمُهَيْمِنُ الْعَزِيْزُ الْجَبَّارُ الْمُتَكَبِّرُ الْخَالِقُ الْبَارِئُ الْمُصَوِّرُ اْلغَفَّارُ اْلقَهَّارُ اْلوَهَّابُ اْلرَزَّاقُ اْلفَتَّاحُ اْلعَلِيْمُ اْلقَابِضُ اْلبَاسِطُ اْلخَافِضُ اْلرَّافِعُ اْلـمُعِزُّ اْلـمُذِلُّ اْلسَّمِيْعُ اْلبَصِيْرُ اْلحَكَمُ اْلعَدْلُ اْللَّطِيْفُ اْلخَبِيْرُ اْلحَلِيْمُ اْلعَظِيْمُ اْلغَفُّوْرُ اْلشَّكُوْرُ اْلعَلِيُّ اْلكَبِيْرُ اْلحَفِيْظُ اْلـمُقِيْتُ الحَسِيْبُ الْجَلِيْلُ الْكَرِيْمُ الْرَّقِيْبُ الْـمُجِيْبُ الْوَاسِعُ الْحَكِيْمُ الْوَدُوْدُ الْـمَجِيْدُ الْبَاعِثُ الشَّهِيْدُ الحْـَقُّ الْوَكِيْلُ الْقَوِىُّ الْـمَتِيْنُ اْلوَلِيُّ اْلحَمِيْدُ اْلـمُحْصِى اْلـمُبْدِئُ اْلـمُعِيْدُ اْلـمُحْىِ اْلـمُمِيْتُ اْلحَىُّ اْلقَيُّوْمُ اْلوَاجِدُ اْلـمَاجِدُ اْلوَاحِدُ اْلصَّمَدُ اْلقَادِرُ اْلـمُقْتَدِرُ اْلـمُقَدِّمُ اْلـمُؤَخِّرُ اْلاَوَّلُ اْلاَخِرُ اْلظَّاهِرُ اْلبَاطِنُ اْلوَلِيُّ اْلـمُتَعَالِ اْلبَرُّ اْلتَوَّابٌ اْلـمُنْتَقِمٌ اْلعَفُوُّ اْلرَّءُوْفُ مَالِكُ اْلـمُلْكِ ذُوالْجَلاَلِ وَاْلاِكْرَامِ اْلمُقْسِطُ اْلجَامِعُ اْلغَنِيُّ اْلـمٌغْنِىُ اْلـمَانِعُ الضَّارُّ اْلنَافِعُ النُّوْرُ اْلـهَادِيْ اْلبَدِيْعُ اْلبَاقِيْ اْلوَارِثُ الرَّشِيْدُ الصَّبُوْرُ الَّذِيْ لَيْسَ كَمِثْلِهِ شَيْئٌ وَهُوَ السَّمِيْعُ اْلبَصِيْرَ
اَللَّهُمَّ صَلِّ اَفْضَلَ الصَّلاَةِ عَلَى اَسْعَدِ مَخْلُوْقَاتِكَ سَيِّدِنَا مُحَمَّدٍ وَعَلَى اَلِهِ وَصَحْبِهِ وَسَلِّمْ عَدَدَ مَعْلُوْمَاتِكَ وَمِدَادَ كَلِمَاتِكَ كُلَّمَا ذَكَرَكَ الذَّاكِرُوْنَ وَغَفَلَ عَنْ ذِكْرِهِ اْلغَافِلُوْنَ



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Nas Aluka Yaa Man Huwallahulladzii Laa Ilaaha Illaahuw Arrohmaanur Rohim Almalikul Qudduusus Salaamul Mu’minul Muhaiminul ‘Aziizul Jabbaar –  Almutakabbirul Khooliqulbaariul Mushowirul Ghoffar Walqohharul Wahaabur Rozzaaqul Fattaahul ‘Aliim –  Alqoobidhul Baasithul Khoofidhur Alroofi’ul Mu’izzul Mudhillus Samii’ul Bashiirul  Hakamul’adl –  Allathiiful Khobiir –  Alhaliimul ‘Adhim –  Alghofurus Syakuur –  Al’aliyul Kabiirul Hafiidhul Muqiit –  Alhasiibul Jaliil Al Kariimur Roqiibul Mujiibul Waa Si’ul Hakiimul Waduudul  Majiidul Baa’itsus Syahid –  Alhaqqulwakiil –  Alqowiyul Matiin –  Alwaliyul Hamiid –  Almuhshil Mubdiul Mu’iid –  Almuhyil Mumiitul Hayyul Qoyyum –  Alwaajidul Maajidul Waahidus Shomadul Qoodirul Muqtadirul Muqoddimul Muakh Khirul Awwalul Akhiir –  Addhoohirul Baatinul Waalil Muta’al Bar Ruttawwaaabul Muntaqimul ‘Afuwwur  Roufum Maalikul Mulki Dzul Jalaali Qal Ikroom –  Almuqsitul Al Jaami’ul Ghoniyul Mughnil Maani’ud Dhoor Runnaafi’un Nuurul  Haadii Badii’ul Baaqii –  Alwaaritsur rosyiidus Shobuurulladzi ladza kamits lihi Syaiun Wawas Samii’ul  Bashiir –  Alloohumma Solli Afdhollas Sholati’alaa As’adi MAkhluuqoo Tika Sayyidinaa Muhammadiwa’alaa alihii Washohbihii wasallim ‘Adada Ma’luu Maatika Wamidaa Dakalimaa Tika Kullamaa Dzakaro Kad Dzaakiruuna Waghofala ‘An Dzikrihil Ghoofiluun


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Asmaa'u Allah Al-Hosna
أسماء الله الحسنى

#ArabicEnglish translation of 99 names of Allah
Asmaa'u Allah Al-Hosna
1اللهThe Greatest NameAllah
2الرحمنThe All-CompassionateAr-Rahman
3الرحيمThe All-MercifulAr-Rahim
4الملكThe Absolute RulerAl-Malik
5القدوسThe Pure OneAl-Quddus
6السلامThe Source of PeaceAs-Salam
7المؤمنThe Inspirer of FaithAl-Mu'min
8المهيمنThe GuardianAl-Muhaymin
9العزيزThe VictoriousAl-Aziz
10الجبارThe CompellerAl-Jabbar
11المتكبرThe GreatestAl-Mutakabbir
12الخالقThe CreatorAl-Khaliq
13البارئThe Maker of OrderAl-Bari'
14المصورThe Shaper of BeautyAl-Musawwir
15الغفارThe ForgivingAl-Ghaffar
16القهارThe SubduerAl-Qahhar
17الوهابThe Giver of AllAl-Wahhab
18الرزاقThe SustainerAr-Razzaq
19الفتاحThe OpenerAl-Fattah
20العليمThe Knower of AllAl-`Alim
21القابضThe ConstrictorAl-Qabid
22الباسطThe RelieverAl-Basit
23الخافضThe AbaserAl-Khafid
24الرافعThe ExalterAr-Rafi
25المعزThe Bestower of HonorsAl-Mu'izz
26المذلThe HumiliatorAl-Mudhill
27السميعThe Hearer of AllAs-Sami
28البصيرThe Seer of AllAl-Basir
29الحكمThe JudgeAl-Hakam
30العدلThe JustAl-`Adl
31اللطيفThe Subtle OneAl-Latif
32الخبيرThe All-AwareAl-Khabir
33الحليمThe ForbearingAl-Halim
34العظيمThe MagnificentAl-Azim
35الغفورThe Forgiver and Hider of FaultsAl-Ghafur
36الشكورThe Rewarder of ThankfulnessAsh-Shakur
37العليThe HighestAl-Ali
38الكبيرThe GreatestAl-Kabir
39الحفيظThe PreserverAl-Hafiz
40المقيتThe NourisherAl-Muqit
41الحسيبThe AccounterAl-Hasib
42الجليلThe MightyAl-Jalil
43الكريمThe GenerousAl-Karim
44الرقيبThe Watchful OneAr-Raqib
45المجيبThe Responder to PrayerAl-Mujib
46الواسعThe All-ComprehendingAl-Wasi
47الحكيمThe Perfectly WiseAl-Hakim
48الودودThe Loving OneAl-Wadud
49المجيدThe Majestic OneAl-Majid
50الباعثThe ResurrectorAl-Ba'ith
51الشهيدThe WitnessAsh-Shahid
52الحقThe TruthAl-Haqq
53الوكيلThe TrusteeAl-Wakil
54القوىThe Possessor of All StrengthAl-Qawiyy
55المتينThe Forceful OneAl-Matin
56الوليThe GovernorAl-Waliyy
57الحميدThe Praised OneAl-Hamid
58المحصىThe AppraiserAl-Muhsi
59المبدئThe OriginatorAl-Mubdi'
60المعيدThe RestorerAl-Mu'id
61المحييThe Giver of LifeAl-Muhyi
62المميتThe Taker of LifeAl-Mumit
63الحيThe Ever Living OneAl-Hayy
64القيومThe Self-Existing OneAl-Qayyum
65الواجدThe FinderAl-Wajid
66الماجدThe GloriousAl-Majid
67الواحدThe One, the All Inclusive, The IndivisibleAl-Wahid
68الصمدThe Satisfier of All NeedsAs-Samad
69القادرThe All PowerfulAl-Qadir
70المقتدرThe Creator of All PowerAl-Muqtadir
71المقدمThe ExpediterAl-Muqaddim
72المؤخرThe DelayerAl-Mu'akhkhir
73الأولThe FirstAl-Awwal
74الآخرThe LastAl-Akhir
75الظاهرThe Manifest OneAz-Zahir
76الباطنThe Hidden OneAl-Batin
77الواليThe Protecting FriendAl-Wali
78المتعالThe Supreme OneAl-Muta'ali
79البرThe Doer of GoodAl-Barr
80التوابThe Guide to RepentanceAt-Tawwab
81المنتقمThe AvengerAl-Muntaqim
82العفوThe ForgiverAl-'Afuww
83الرؤوفThe ClementAr-Ra'uf
84مالك الملكThe Owner of AllMalik-al-Mulk
85ذو الجلال و الإكرامThe Lord of Majesty and BountyDhu-al-Jalal wa-al-Ikram
86المقسطThe Equitable OneAl-Muqsit
87الجامعThe GathererAl-Jami'
88الغنيThe Rich OneAl-Ghani
89المغنيThe EnricherAl-Mughni
90المانعThe Preventer of HarmAl-Mani'
91الضارThe Creator of The HarmfulAd-Darr
92النافعThe Creator of GoodAn-Nafi'
93النورThe LightAn-Nur
94الهاديThe GuideAl-Hadi
95البديعThe OriginatorAl-Badi
96الباقيThe Everlasting OneAl-Baqi
97الوارثThe Inheritor of AllAl-Warith
98الرشيدThe Righteous TeacherAr-Rashid
99الصبورThe Patient OneAs-Sabur

copied from here



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Tuesday, August 7, 2012

Prophet Muhammad SAW Last Sermon (9th-Zulhijjah-10H) in the 'Uranah valley of Mount Arafat' (in Mecca)

I got very curios to look up for the translation after coming across today's episode of the series 'OMAR', especially on the last part where he was speaking to Asma' about Prophet's last sermon during the Hajj. The following is a direct copy from here



 After praising, and thanking Allah he said:

"O People, lend me an attentive ear, for I know not whether after this year, I shall ever be amongst you again. Therefore listen to what I am saying to you very carefully and TAKE THESE WORDS TO THOSE WHO COULD NOT BE PRESENT HERE TODAY.

O People, just as you regard this month, this day, this city as Sacred, so regard the life and property of every Muslim as a sacred trust. Return the goods entrusted to you to their rightful owners. Hurt no one so that no one may hurt you. Remember that you will indeed meet your LORD, and that HE will indeed reckon your deeds. ALLAH has forbidden you to take usury (interest), therefore all interest obligation shall henceforth be waived. Your capital, however, is yours to keep. You will neither inflict nor suffer any inequity. Allah has Judged that there shall be no interest and that all the interest due to Abbas ibn 'Abd'al Muttalib (Prophet's uncle) shall henceforth be waived...

Beware of Satan, for the safety of your religion. He has lost all hope that he will ever be able to lead you astray in big things, so beware of following him in small things.

O People, it is true that you have certain rights with regard to your women, but they also have rights over you. Remember that you have taken them as your wives only under Allah's trust and with His permission. If they abide by your right then to them belongs the right to be fed and clothed in kindness. Do treat your women well and be kind to them for they are your partners and committed helpers. And it is your right that they do not make friends with any one of whom you do not approve, as well as never to be unchaste.

O People, listen to me in earnest, worship ALLAH, say your five daily prayers (Salah), fast during the month of Ramadan, and give your wealth in Zakat. Perform Hajj if you can afford to.

All mankind is from Adam and Eve, an Arab has no superiority over a non-Arab nor a non-Arab has any superiority over an Arab; also a white has no superiority over black nor a black has any superiority over white except by piety and good action. Learn that every Muslim is a brother to every Muslim and that the Muslims constitute one brotherhood. Nothing shall be legitimate to a Muslim which belongs to a fellow Muslim unless it was given freely and willingly. Do not, therefore, do injustice to yourselves.

Remember, one day you will appear before ALLAH and answer your deeds. So beware, do not stray from the path of righteousness after I am gone.

O People, NO PROPHET OR APOSTLE WILL COME AFTER ME AND NO NEW FAITH WILL BE BORN. Reason well, therefore, O People, and understand words which I convey to you. I leave behind me two things, the QURAN and my example, the SUNNAH and if you follow these you will never go astray.

All those who listen to me shall pass on my words to others and those to others again; and may the last ones understand my words better than those who listen to me directly. Be my witness, O ALLAH, that I have conveyed your message to your people".




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Here is a copy in BAHASA INDONESIA, taken from here


“HAI MANUSIA, DENGARLAH BAIK-BAIK APA YANG HENDAK KUKATAKAN. AKU TIDAK MENGETAHUI APAKAH AKU DAPAT BERTEMU LAGI DENGAN KAMU SEMUA SELEPAS TAHUN INI. KARENA ITU DENGARLAH DENGAN TELITI KATA-KATAKU INI DAN SAMPAIKANLAH KEPADA ORANG-ORANG YANG TIDAK DAPAT HADIR DISINI PADA HARI INI.

WAHAI MANUSIA, SEBAGAIMANA KAMU MENGANGGAP BULAN INI DAN KOTA INI SUCI, MAKA ANGGAPLAH JIWA DAN HARTA SETIAP ORANG MUSLIM SEBAGAI AMANAH YANG SUCI. KEMBALIKANLAH HARTA YANG DIAMANAHKAN KEPADA KAMU PADA PEMILIKNYA YANG BERHAK. JANGANLAH KAMU SAKITI SIAPAPUN AGAR ORANG LAIN TIDAK MENYAKITI KAMU PULA. INGATLAH BAHWA SESUNGGUHNYA KAMU AKAN MENEMUI TUHAN KAMU, DAN DIA PASTI MEMBUAT PERHITUNGAN DI ATAS SEGALA AMALAN KAMU. ALLAH TELAH MENGHARAMKAN RIBA’. OLEH ITU SEGALA URUSAN YANG MELIBATKAN RIBA’ DIBATALKAN MULAI SEKARANG.


WASPADALAH TERHADAP SYEITAN DEMI KESELAMATAN AGAMA KAMU. DIA TELAH BERPUTUS ASA UNTUK MENYESATKAN KAMU DALAM PERKARA-PERKARA BESAR, MAKA BERJAGA-JAGALAH SUPAYA KAMU TIDAK MENGIKUTINYA DALAM PERKARA-PERKARA KECIL.

WAHAI MANUSIA SEBAGAIMANA KAMU MEMPUNYAI HAK ATAS PARA ISTERI KAMU, MEREKA JUGA MEMPUNYAI HAK ATAS KAMU. SEKIRANYA MEREKA MENYEMPURNAKAN HAK MEREKA ATAS KAMU, MEREKA JUGA BERHAK UNTUK DIBERI MAKAN DAN PAKAIAN, DALAM SUASANA KASIH SAYANG. LAYANILAH WANITA-WANITA KAMU DENGAN BAIK DAN BERLEMAH-LEMBUTLAH TERHADAP MEREKA KARENA SESUNGGUHNYA MEREKA ADALAH TEMAN DAN PEMBANTU KAMU YANG SETIA. DAN HAK KAMU ATAS MEREKA IALAH SAMA SEKALI TIDAK BOLEH MEMASUKKAN ORANG YANG KAMU TIDAK SUKAI KE DALAM RUMAH KAMU DAN DILARANG MELAKUKAN ZINA.

WAHAI MANUSIA, DENGARLAH SUNGGUH-SUNGGUH KATAKU INI. SEMBAHLAH ALLAH, DIRIKANLAH SHOLAT LIMA KALI SEHARI, BERPUASALAH DI BULAN RAMADHAN DAN TUNAIKANLAH ZAKAT DARI HARTA KEKAYAAN KAMU. KERJAKANLAH IBADAH HAJI SEKIRANYA KAMU MAMPU KETAHUILAH BAHWA SETIAP MUSLIM ADALAH BERSAUDARA KEPADA MUSLIM YANG LAIN. KAMU SEMUA ADALAH SAMA, TIDAK SEORANGPUN YANG LEBIH MULIA DARI YANG LAINNYA KECUALI DALAM TAQWA DAN BERAMAL SOLEH.
INGATLAH BAHWA KAMU AKAN MENGHADAP ALLAH PADA SUATU HARI NANTI UNTUK DIPERTANGGUNG-JAWABKAN ATAS SEGALA APA YANG TELAH KAMU KERJAKAN. KARENA ITU BERHATI-HATILAH AGAR JANGAN SEKALI-KALI KAMU KELUAR DARI LANDASAN KEBENARAN SELEPAS KETIADAANKU.

WAHAI MANUSIA, TIDAK ADA LAGI NABI DAN RASUL YANG AKAN DATANG SELEPASKU DAN TIDAK AKAN LAHIR AGAMA BARU. KARENA ITU WAHAI MANUSIA, NILAILAH DENGAN BETUL DAN FAHAMILAH KATA-KATA YANG TELAH AKU SAMPAIKAN KEPADA KAMU. SESUNGGUHNYA AKU TINGGALKAN KEPADA KAMU DUA PERKARA, YANG SEKIRANYA KAMU BERPEGANG TEGUH DAN MENGIKUTI KEDUA-DUANYA NISCAYA KAMU TIDAK AKAN TERSESAT SELAMA LAMANYA.
ITULAH AL-QURAN DAN SUNNAHKU.

HENDAKLAH ORANG-ORANG YANG MENDENGAR UCAPANKU MENYAMPAIKANNYA PULA KEPADA ORANG LAIN DAN HENDAKLAH ORANG LAIN ITU MENYAMPAIKANNYA PULA KEPADA YANG LAIN. SEMOGA YANG TERAKHIR LEBIH MEMAHAMI KATA KATAKU DARI MEREKA YANG MENDENGAR TERUS (LANGSUNG) DARIKU.
SAKSIKAN YA ALLAH BAHWASANYA AKU TELAH SAMPAIKAN RISALAHMU KEPADA HAMBA-HAMBAMU.




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Here is a copy in Bahasa Melayu, taken from here

"Wahai manusia, dengarlah baik-baik apa yang hendak kukatakan, Aku tidak mengetahui apakah aku dapat bertemu lagi dengan kamu semua selepas tahun ini. Oleh itu dengarlah dengan telti kata-kataku ini dan sampaikanlah ia kepada orang-orang yang tidak dapat hadir disini pada hari ini.

Wahai manusia, sepertimana kamu menganggap bulan ini dan Kota ini sebagai suci, maka anggaplah jiwa dan harta setiap orang Muslim sebagai amanah suci.Kembalikan harta yang diamanahkan kepada kamu kepada pemiliknya yang berhak.Janganlah kamu sakiti sesiapapun agar orang lain tidak menyakiti kami lagi. Ingatlah bahawa sesungguhnya, kamu akan menemui Tuhan kamu dan Dia pasti membuat perhitungan diatas segala amalan kamu. Allah telah mengharamkan riba, oleh itu segala urusan yang melibatkan riba dibatalkan sekarang.

Berwaspadalah terhadap syaitan demi keselamatan agama kamu. Dia telah berputus asa untuk menyesatkan kamu dalam perkara-perkara besar, maka berjaga-jagalah supaya kamu tidak mengikuti dalam perkara-perkara kecil.

Wahai Manusia Sebagaimana kamu mempunyai hak atas isteri kamu mereka juga mempunyai hak di atas kamu. Sekiranya mereka menyempurnakan hak mereka keatas kamu, maka mereka, juga berhak untuk diberi makan dan pakaian dalam Susana kasih sayang. Layanilah wanita-wanita kamu dengan baik dan berlemah-lembutlah terhadap mereka kerana sesungguhnya mereka adalah teman dan pembantu kamu yang setia. Dan hak kamu atas mereka ialah mereka sama sekali tidak boleh memasukkan orang yang kamu tidak sukai kedalam rumah kamu dan dilarang melakukan zina.

Wahai Manusia, dengarlah bersungguh-sungguh kata-kataku ini, sembahlah Allah, dirikanlah sembahyang lima kali sehari, berpuasalah di bulan Ramadhan, dan tunaikankanlah zakat dari harta kekayaan kamu. Kerjakanlah Ibadah Haji sekiranya kamu mampu. Ketahui bahawa setiap Muslim adalah saudara kepada Muslim yang lain. Kamu semua adalah sama; tidak seorang pun yang lebih mulia dari yang lainnya kecuali dalam Taqwa dan beramal saleh.

Ingatlah, bahawa, kamu akan menghadap Allah pada suatu hari untuk dipertanggung jawabkan diatas segala apa yang telah kamu kerjakan. Oleh itu Awasilah agar jangan sekali-kali kamu terkeluar dari landasan kebenaran selepas ketiadaaku.

Wahai Manusia, tidak ada lagi Nabi atau Rasul yang akan datang selepasku dan tidak akan ada lain agama baru. Oleh itu wahai manusia, nilailah dengan betul dan fahamilah kata-kataku yang telah aku sampaikan kepada kamu. Sesungguhnya aku tinggalkan kepada kamu dua perkara yang sekiranya kamu berpegang teguh dan mengikuti kedua-duanya, necaya kamu tidak akan tersesat selama-lamanya. Itulah ALQURAN dan SUNNAHKU.

Hendaklah orang-orang yang mendengar ucapanku, menyampaikan pula kepada orang lain. Semoga yang terakhir lebih memahami kata-kataku dari mereka yang terus mendengar dariku. Saksikanlah Ya Allah, bahawasanya telah aku sampaikan risalahMu kepada hamba-hambaMU."


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Here's the Arabic copy, taken from here

 أيها الناس اسمعوا مني أبين لكم فإني لا أدري لعلى لا ألقاكم بعد عامي هذا في موقفي هذا.
أيها الناس إن دماءكم وأعراضكم حرام عليكم إلى أن تلقوا ربكم كحرمة يومكم هذا في شهركم هذا في بلدكم هذا – ألا هل بلغت اللهم فاشهد، فمن كانت عنده أمانة فليؤدها إلى من ائتمنه عليها.
وإن ربا الجاهلية موضوع ولكن لكم رؤوس أموالكم لا تظلمون ولا تظلمون وقضى الله أنه لا ربا. وإن أول ربا أبدأ به عمي العباس بن عبد المطلب.
وإن دماء الجاهلية موضوعة، وإن أول دم نبدأ به دم عامر بن ربيعة بن الحارث بن عبد المطلب وإن مآثر الجاهلية موضوعة غير السدانة والسقاية والعمد قود وشبه العمد ما قتل بالعصا والحجر وفيه مائة بعير، فمن زاد فهو من أهل الجاهلية – ألا هل بلغت اللهم فاشهد.
أما بعد أيها الناس إن الشيطان قد يئس أن يعبد في أرضكم هذه، ولكنه قد رضي أن يطاع فيما سوى ذلك مما تحرقون من أعمالكم فاحذروه على دينكم، أيها الناس إنما النسئ زيادة في الكفر يضل به الذين كفروا يحلونه عاماً ويحرمونه عاماً ليوطئوا عدة ما حرم الله فيحلوا ما حرم الله ويحرموا ما أحل الله. وإن الزمان قد استدار كهيئته يوم خلق الله السماوات والأرض، وإن عدة الشهور عند الله اثنا عشر شهراً في كتاب الله يوم خلق الله السماوات والأرض، منها أربعة حرم ثلاثة متواليات وواحد فرد: ذو القعدة وذو الحجة والمحرم ورجب مضر الذي بين جمادى وشعبان – ألا هل بلغت اللهم فاشهد.
أما بعد أيها الناس إن لنسائكم عليكم حقاً ولكم عليهن حق. لكم أن لا يواطئن فرشهم غيركم، ولا يدخلن أحداً تكرهونه بيوتكم إلا بإذنكم ولا يأتين بفاحشة، فإن فعلن فإن الله قد أذن لكم أن تعضلوهن وتهجروهن في المضاجع وتضربوهن ضرباً غير مبرح، فإن انتهين وأطعنكم فعليكم رزقهن وكسوتهن بالمعروف، واستوصوا بالنساء خيراً، فإنهن عندكم عوان لا يملكن لأنفسهن شيئاً، وإنكم إنما أخذتموهن بأمانة الله واستحللتم فروجهن بكلمة الله فاتقوا الله في النساء واستوصوا بهن خيراً – ألا هل بلغت....اللهم فاشهد.
أيها الناس إنما المؤمنون إخوة ولا يحل لامرئ مال لأخيه إلا عن طيب نفس منه – ألا هل بلغت اللهم فاشهد.
فلا ترجعن بعدى كافراً يضرب بعضكم رقاب بعض، فإني قد تركت فيكم ما إن أخذتم به لن تضلوا بعده: كتاب الله وسنة نبيه، ألا هل بلغت ... اللهم فاشهد.
أيها الناس إن ربكم واحد وإن أباكم واحد كلكم لآدم وآدم من تراب أكرمكم عند الله اتقاكم، وليس لعربي على عجمي فضل إلا بالتقوى – ألا هل بلغت....اللهم فاشهد قالوا نعم – قال فليبلغ الشاهد الغائب. 
أيها الناس إن الله قد قسم لكل وارث نصيبه من الميراث ولا يجوز لوارث وصية، ولا يجوز وصية في أكثر من ثلث، والولد للفراش وللعاهر الحجر. من ادعى إلى غير أبيه أو تولى غير مواليه فعليه لعنة الله والملائكة والناس أجمعين لا يقبل منه صرف ولا عدل. والسلام عليكم. 

Saturday, July 28, 2012

Learned this (secretly) from a friend

To start with, this post has no other intention but only to share what might be good for its reader :)

Happy Ramadhan. Praises Be To God for once again allowing us to be in this most blessful month of the year. We surely won't waste this month doing nothing, and hopefully all of our deeds will be rewarded with the best rewards here and the hereafter.

Hmm. How should I start this... I guess some of us had undergone different childhood and upbringings. As for me, things were not as easily available as where I'm now. (Alhamdulilah) but there are things that I felt that needed to be changed. coz as people prosper, we become more eligible to be responsible for others, in this case, the needy. But, let's just don't go there yet.

This is probably part of skill. yes, not just simply somehing that is Ordered. but probably innate within you that you probably didnt realize that you're capable of. or should i say, you are not that incapable. meaning, there is Rizq Promised, Written, before your existence, and therefore, you're probably would want to try to break your mindset that you're left with nothing. As the saying goes, the more you give the more you recieve, and that thing that you give (sincerely) will Clean yourself off things that do not belong to you. But yet, somehow the past, the upbringings, somewhat sipped through and carried over to your adulthood, that is somewhat uneasy to let go.

So, let's get into this. . . As kids some of us probably had experienced this : Given some coins (or a note) of small change, then we put it into the donation box distributed prior/after the congregation prayers. and the same thing for the next friday, or other times during lebaran(s). Some of us probably still experience this up to today, that is to give exclusively only small change for donation. I still did about few years ago though. Until one day during my stay in M'sia I saw a friend who gave an amount that was abit startling to me, knowing his economic situation at that time. I noticed that he put a big note (of RM10 or about Rp30.000) into the box, whilst he himself was in a rather uneasy end-of-the-month situation. This happened few times, in several occarions before Friday prayers.

For me, it wasn't that easy to let go such amount at first, considering I may not be able to buy other things if I regularly donate my own money that much -or that I'm just not used to it-  But, somewhat I'm poised to try. Starting off with whatever coins, be it 5, 10 or 50 cents. I later got used to simply grabbed whatever coins in my pocket without counting.  Then, the weeks after, I gradually increased it with whatever coins and small notes in my pocket. Meaning, if there's RM 1 note, I'll give it together with the coins. RM 1 was considered valuable amount at that time, especially at the end of the month, as you could still buy decent food by adding only 20 cents (Roti Canai kosong = RM 1.20).  Some months after, things started to feel different, it became very easy to give 'just like that'. I got less hesitant to put in any amount, even the bigger notes.

It wasn't just about getting myself used to it though. There was another thing that i learned from the experience . Back then, I would usually went out on the weekends, having dinner outside, going to the malls, hang out with friends or just simply go to the nearest mall (Sunway Pyramid) to do grocery shopping. During this 'self-training' session, I felt that, the urge to go out had never been that high if I donated on Friday, regardless the amount. In other events there usually wont be any spendings on unnecesary things whenever I go out. Somewhat it prevented me from purchasing other stuffs (other than what originally planned to) which I normally took during grocery shopping before.

On the days when I didnt give out though - either I forgot or managed to came up with "excuses" to not to give- I started noticing that there would be something on the weekend that would make me awfully regretful, such as buying extra pack of potato chips that would then got me sore throat, carbonated drinks which then got me gastric, new CDs that I listened only once (I copied it to my laptop afyerwards), magazines which I looked instead of read, stupid self motivational books, or other goods that appealed to the eye, but were not really necessary or not doing any good for your mind and health, if you know what i mean. It's either that or someone would ask me to go out  to places that I eventually felt not taking any benefit from, other than, making me broke (including paying double charge for a midnight cab ride to return home). But then usually, it would be gone if i made it up the next day.

Later on, these experiences somehow made me think, or should I say, it came to my realization, that probably both events had somewhat cause-and-effect relationship as it kept repeating several times. Not sure how to comprehend this, but probably you want to try it yourself and see. and then tell me. I would say, this has something to do with the promised Rizq bestowed upon us as we were born. that regardless how much we give, it'll return in better ways,  unexpected ways, or it'll purify ours from things that are not beneficial for us. But I dont know. God Knows. God is Great.

Rabbi zidni 'ilma(n) war zuqni fahma(n).

Again, this has no other means intended, but only to share what I thought would be good for whoever reads it.


Friday, July 27, 2012

Found this on WikiHOW.

I hope whoever wrote it won't mind if I copied n pasted it here. Hope this post will benefit whoever read it.

 

HOW TO CONCENTRATE ON SALAT
Click the link above to view this article on its original page.

Before the Prayer

  1. 1
    Identify the factors that distracts you in prayers, then try to eliminate them. For example, if you are always distracted by the noise outside of your house, go to the nearest mosque instead of praying in your own home.
  2. 2
    Learn the meaning of prayer. Try to find out what the exact meaning of the words that you are reciting. Think the meaning as you recite the verses. This will definitely keep your mind on your prayer. What you are saying won't just be a bunch of Arabic words anymore; it'll have meaning to it.
  3. 3
    Try your best to pray together with other Muslims. In Islam, this is known as jama'ah.You will ultimately feel a sense of togetherness. You might also want to have your prayer done at your local mosque. There would normally be some brothers of Muslims in the mosque. Offer to shake your hands to them or even start a new conversation with them.
  4. 4
    Learn to perform your prayer according to the sunnah of our blessed prophet (Peace Be Upon Him).
  5. 5
    Give your mind a break for a few minutes. Take a time out from this world and relax. Capture calmness in your mind. Prepare the mind by thinking about your salat.
  6. 6
    Relieve yourself from your mental stresses.
  7. 7
    Put on good clothing.
  8. 8
    Plan what Surahs and Du'ahs you are going to recite.
  9. 9
    Intend that you are praying to Allah Almighty and only for His sake. Focus on the nature of the prayer you are making. The clearer you are in your intention, the better your attention and concentration will be.

During the Prayer

  1. 1
    Instill discipline in yourself. Stand upright with a softened heart. Think of your prayer as your last prayer, as how one hadeeth says. Believe that Allah is by your side. Be as quiet and still as possible and try not to fidget. Keep your eyes open and look down straight to where your head will be when you prostrate (sudjood)
  2. 2
    Don't pray hastily. Perform every part of your prayer with care and in a relaxed manner, as what one hadeeth would say, "Hastiness is from satan."
  3. 3
    Remember that you are meeting with nobody but Allah!
  4. 4
    Pay attention to the recitation.
  5. 5
    Adopt your own way of reciting softly without disturbing others.
  6. 6
    Bring the mind back when ever you feel that it's lost. Recite Ata'uz (Refuge to Allah from Satan):

    A'udhubillahiminash shaitaan nirrajim.

After The Prayer

  1. 1
    Do not rush away after the prayer. Sit for a while for evaluation, Dhikr and Du'ah. Evaluate whether the prayer has softened your heart.
  2. 2
    Implore Allah earnestly to accept your prayers. Recite:

    Allahumma a 'inni 'ala dhikrika wa shukrika wa husn 'ibadatika
    "O Allah, help me in remembering You, in thanking You and in worshipping You in the best way."

  3. 3
    Recite Dhikr as prescribed by the Prophet (Peace Be Upon Him)
    • Allahumma antas salamu wa minkas salamu wa ilaika yarji'us salam. Haiyina Rabbana bis salami tabarakta ya dhal dhalaali wal ikram
    • Subhanallah "Exalted is Allah" (33 times), Alhamdullilah "Praise to God" (33 times),Allahu Akbar "God is the Greatest" (33 times)
  4. 4
    Seek refuge from hell fire, especially after Fajr and Maghrib,
  5. 5
    Say your peace to the Prophet (Peace Be Upon Him),
  6. 6
    Du'ah as you need.

Outside the Prayer

  1. 1
    Don’t treat prayer as an isolated act of worship, but part of your lifestyle. Keep in mind that your life in general has an effect on prayer (and vice versa).
  2. 2
    Keep your lifestyle pure and clean. Eating non-halal food, earning unlawful income, and committing sins take away the joy and concentration in prayer.
  3. 3
    Begin to schedule your work according to prayers. Let your employers or boss know that you need a few minutes break for prayers and a longer break on Friday noon (for Muslim brothers). Avoid night shift duty, if possible.
  4. 4
    Try to go to bed early so that you do not miss your morning prayer.
  5. 5
    Too much engagement in worldly affairs hinders the mind to be attentive inside the prayers.
    • ...surely by Allah's remembrance are the hearts set at rest. (Quran 18: 28)
    • Avoid activities that divert your attention (e.g. too much gossip, TV, music etc), as mentioned in Surah Al-Mu’minun.


I claim no rights to the above writings. The original article can be found here
I just hoped re-posting this would benefit to whoever read it, just as it did to me. :)